Understanding Transition to Retirement Pensions

Once you contribute money to superannuation you have to meet strict conditions to access your retirement savings. Generally, you have to wait until…

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Understanding Investor Directed Portfolio Service (IDPS)

Investor Directed Portfolio Services (IDPS) are custodial, transactional and consolidated reporting services, which are often referred to as master…

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Testamentary trusts

A testamentary trust is a discretionary trust that is created under your Will when you die. The primary purpose of a testamentary trust is to manage…

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Power of Attorney

A power of attorney allows someone to represent you or perform an act on your behalf in relation to financial and legal matters. It gives you peace…

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What happens if you die without a Will?

When you die without a Will, the Will cannot be found, or the Will is invalid, a person dies intestate. If you do not have a Will, one of your…

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Understanding Account Based-Pensions

An account-based Pension is a Flexible Tax- effective Retirement Income stream that represents the Income phase of superannuation. Account-based…

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Understanding Estate Planning

It is important to understand the magnitude of estate planning. Estate planning includes preparing a Will for when you die, but also other documents…

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Understanding Risk

Understanding Risk Investment risk refers to the likelihood that your investment could decrease in value or not make as much money as projected or…

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Mortgage Funds

Understanding Mortgage Funds Mortgage funds offer an alternative to traditional cash and fixed interest investments for investors seeking limited…

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Superannuation

Understanding Superannuation Superannuation is an investment vehicle designed to assist Australians to save for retirement. The federal government…

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